Momma Told Me: Anyone Can Benefit From Prepaid With The American Express Serve Cash Back Card #IC

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Sunday, September 27, 2015

Anyone Can Benefit From Prepaid With The American Express Serve Cash Back Card #IC

I participated in an Influencer Activation on behalf of Influence Central for American Express Serve. I applied for the Serve Cash Back card to facilitate my review and received a promotional item to thank me for my participation.
The American Express Serve prepaid card offers 1% instant cash back on all online and offline purchases as well as many other AMEX exclusive discounts and benefits, for a low monthly fee that beats the competition. #IC (ad) #ServeSomeGood

Momma Told Me: Spend smart to save smart.

I opened my first bank account at 10 with a $5 deposit and the intent to save up for a SONY Walkman. While it was merely a joint parent/child savings account, Momma taught my how to balance a checkbook and was sure to see that I visited weekly to deposit a portion of my chore allowance. It even had the benefit of a minute interest rate, which I only ever saw pennies of, seeing as my highest balance was somewhere around $40. Regardless, financing, saving, and money management are skills my parents were sure to instill from an early age. As I've aged, I've learned that, no matter your income or lifestyle, keeping track of your money and managing your finances is never an easy task.
The American Express Serve prepaid card offers 1% instant cash back on all online and offline purchases as well as many other AMEX exclusive discounts and benefits, for a low monthly fee that beats the competition. #IC (ad) #ServeSomeGood
I'll admit, I rely on online baking solutions for a lot for my money transactions- they offer me a lot of securities outside of my primary bank account that prove useful; but there are a few drawbacks, such as limited funding methods, and singular accounts that can limit the benefits for my purposes. When I heard about the American Express Serve Cash Back prepaid debit card I was immediately excited to learn I could enjoy the discount and special offer details associated with an American Express branded card in addition to 1% cash back on all purchases. And I'm not talking about an annual cash back deposit or a gift card, 1% of all online and in store sales is immediately deposited back into your American Express Serve Cash Back prepaid debit account at the time of transaction completion!
The American Express Serve prepaid card offers 1% instant cash back on all online and offline purchases as well as many other AMEX exclusive discounts and benefits, for a low monthly fee that beats the competition. #IC (ad) #ServeThemGood
But you may be wondering why a seemingly financially responsible adult with a bank account in good standing would want to use a prepaid account and card. For us, it has been a matter of managing our 'expendable' income versus necessary bills, and savings. In total, we have 4 household debit accounts; 2 of which will remain on our American Express Serve Cash Back prepaid debit account (as secondary accounts are free and even allow unique cardholders.) Whenever possible I prefer to not even keep my bank card on hand, as that is our 'savings' and 'necessary' funding source. It's the account we desire to keep in good standing to help build interest and maintain for first time homeowner purposes. Using a prepaid debit card like with benefits like these allows us to experience more freedom in financing when traveling, or recreating, as we can never overdraw the card or go outside of our monthly budget.
The American Express Serve prepaid card offers 1% instant cash back on all online and offline purchases as well as many other AMEX exclusive discounts and benefits, for a low monthly fee that beats the competition. #IC (ad) #ServeThemGood
Using the American Express Serve Cash Back prepaid debit card for day to day purchases, utility payments (a secondary sub account with set spending limits,) and even direct deposit is easy with the online user portal or smartphone app. I love that I can do everything I can do online through my smartphone's app, so I can truly manage my finances in the go. I even receive balance updates and payment receipts regularly, and can locate the nearest FREE ATM when traveling or shopping. And all of those amazing discounts and deals you see advertised exclusively for American Express cardholders? I now get to take advantage of those too, simply by showing my card or using it for specified purchases. That's an amazing savings on top of the already generous 1% cash back!
Traveling and planning vacations while saving to buy a house can be stressful, but having our American Express Serve Cash Back prepaid debit card on hand to prevent theft or fraud while abroad provides priceless piece of mind. Vacation is one of those times where it;s easy to get caught up in the revelry and over-spend, but this account can keep you on track with spending limits and charge notifications every step of the way. At some point during every vacation I find myself longingly looking at some over-priced local artisan goods and am tempted to reach into my wallet and pay well over what I normally would without the margaritas and Mai Tais running through my veins. This past trip I clearly understood my budget and knew, once it was gone, I would not be able to dip into the bank account to fun such frivolous purchases.
The American Express Serve prepaid card offers 1% instant cash back on all online and offline purchases as well as many other AMEX exclusive discounts and benefits, for a low monthly fee that beats the competition. #IC (ad) #ServeSomeGood
There are many more reasons why we're excited to explore everyday uses for American Express Serve Cash Back prepaid debit cards, but, primarily, we are optimistic this will be a powerful budgeting tool to separate our savings and household finances from our fun money and impulse buys. And, did I mention, we see our direct deposits up to 2 days faster when using the American Express Serve Cash Back prepaid debit card (over other prepaid cards?) Yes, its not only convenient, but the extra bonuses built in truly help extend the value of this card beyond 'just another prepaid card.' We look forward to sharing our experiences over the next few months but, for now, you can learn more on Serve's Facebook and Twitter pages. Have you ever used a prepaid debit card to help manage finances?

What Daughter Says: Save while spending with 1% cash back and exclusive American Express cardholder benefits with the American Express Serve Cash Back prepaid debit card.

25 comments:

  1. I prefer using a prepaid credit card because I only get to spend what I put in there. This makes it easier for me to stay within my budget.

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  2. I love prepaid cards for when I travel. It makes it easy not to over-spend that way!

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  3. Prepaid cards are the best for travel. That way, you won't go over budget, AND thieves can't get away with your entire life savings.

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  4. I love that this card is easy to use and convenient for online purchases and transactions. I have had an AMEX card for like 15 years? I would consider this for spending money transactions!

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  5. I need one of these to help save for vacation! I have a lot of bank accounts for bills this would be perfect for fun stuff!

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  6. I always use a prepaid card when I traveled. There are so many thieves out there, I'd rather them just get away with what's on the card than have them have access to my credit.

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  7. Prepaid cards are really so great. They make it so much easier to carry around money.

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  8. Love prepaid cards. And getting 1% cashback is a bonus.

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  9. I love how easy this is to use, especially when traveling. I need to look into this.

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  10. I absolutely love the idea of using a prepaid card for spending money! And especially love how easy the app is to use to keep track of the money! I love being able to access our finances on my phone!

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  11. The app sounds very useful. Good to know!

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  12. Prepaid cards really do help keep things in budget. It really is true. You have to spend smart to be able to save!

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  13. My daughter and I are heading to the bank this week to open her first account. Even as an adult I have used a prepaid card when saving up for things like an oven, was so easy to add to and know we stood while saving up.

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  14. Wow, sounds so super-easy to use and a great way to keep funds safe on vacations. I love pre-paid cards. Thanks for sharing

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  15. I have used a prepaid debit card and I have also given them to kids when they travel. It's a great way to keep a reign on travel expenses.

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  16. I love using Prepaid cards. They are certainly very nice to have. They would be great to give to your children so that you're not giving them an actual credit card.

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  17. Sounds like a great card. I've never tried a prepaid card, but it is something I will definitely check out! I love all the options and benefits available! Receiving 1% cash back is nice.

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  18. Pre-paid cards are a great idea! I will use one next time I travel!

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  19. I love using my prepaid card. It is a great way to stick to a budget. I get them for the kids to use for online shopping.

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  20. I can see this being super helpful for budgeting or traveling. I'd try it out for giving myself or my daughter a travel budget.

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  21. Sticking to a budget can be so difficult! Prepaid debit cards are one way to help with that!

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  22. I love the idea of being able to prepay. I have been purchasing gift cards for my shopping trips to help me stay on budget but this would be even better.

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  23. I haven't used a prepaid debit card before but it sounds like a smart idea! We don't use credit card because we like to pay for what we want - this is a great way to do that and still be rewarded!

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  24. I haven't but, it seems like a great way to do so. .Thanks for all of the info.

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  25. I love that you can earn money on a prepaid card! I don't like credit cards so this is perfect!

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