Whether you're single, or married with another child on the way, budgeting is one thing we all struggle with. Some of us are better at setting boundaries and goals better than others but, at the end of the day, we all have to look at the bottom line. After all, it's not so much about how much money you have, or make- plenty of millionaires have gone bankrupt, it's about how you choose to spend (or not spend) it.
However, it was not guaranteed that I'd be given lunch money on that day- and Momma never gave me extra for that dollar. Our family had a strict lunch budget and I got what I got each month, regardless of the day or menu. So I learned to budget my lunch money. On days where I had a big lunch and wasn't particularly hungry by snack time, I'd save my quarters; forgoing a small reward now, for the promise of a bigger reward later, was important!
The American Express Serve Cash Back Prepaid Debit card also offer multiple benefits only American Express cardholders can enjoy- from a range of discounts at everyday retailers (so I can save even more while budgeting to buy my first house,) and even an instant 1% cash back on all purchases! All of this can be enjoyed for the low monthly fee of just $5.95. In just my first week of using the American Express Serve Cash Back card I earned $2.61, for doing nothing more than my everyday grocery, gas, and utility shopping. No purchase is too small to earn cash back, either- From the $5.41 fast food charge ($.05 back) to the $107 water bill utility payment ($1.07 earned back,) I've used my prepaid debit account to pay and earn for pretty much all of my daily payments. Redeeming cash back earned is as easy as clicking a button- the amount earned will instantly be applied to my next purchase; and I can redeem at any time and amount!
I know that I will need to continue down the path of smart spending and meticulous budgeting as I prepare to shop for my first home- but having the American Express Serve Cash Back Prepaid Debit card and account on my side will certainly make the process easier, and more rewarding! Learn more about this unique account and prepaid debit card and sign up today on the official American Express Serve Cash Back Prepaid Debit Card homepage! What's one thing in your life you are saving up for right now, where an extra 1% cash back could help?
What Daughter Says: Spend smart, while earning cash back, with the American Express Serve Cash Back Prepaid Debit card.